Investment Capital When You Need It

Offering Hard Money Loans to Real Estate Investors in Baltimore and surrounding areas

Bay Capital was able to fund my most recent flip project within 5 days, allowing me to beat out six other offers.

About us

Fast Capital with Minimal Lending Requirements

Bay Capital Group is the leading Hard Money Lender in Baltimore, but offering loans to investors in the entire state of Maryland.

We offer short-term capital for Real Estate Investments to the right borrower, with few lending requirements. We don’t care about income, job history, or your credit score like traditional lenders. Instead, we focus on the investor and the strength of the deal that’s being brought to the table.

We primarily focus on fix & flip projects, but capital is available for wholesalers, bridge loans, commercial, ground-up construction, and more.

Blueprint

Take action

Ready to Get Started?

Apply for a Loan

Fill out an application for a current or future real estate project. We'll review, and then be in contact with you.

Invest With Us

Have some extra funds you're looking to grow? In an increasingly-uncertain market, we offer safe and reliable investment returns.

Portfolio

Recently Completed Projects

Commercial

313 Eastern Blvd. Essex, MD 21221

Loan: $1.35M / Borrower Profit: $200.00k

Residential

1398 Waterford Rd Essex, MD 21221

Loan: $250.00k / Borrower Profit: $185.00k

Commercial

405 Mace Ave Essex, MD 21221

Loan: $750.00k / Borrower Profit: $180.00k